Top 10 Best E Wallets Apps In India 2023

e wallet india

The demonetization of Rs 500 and Rs 1000 currency notes has been working mainly in favor of mobile wallets in India, which led to an increase in the list of e-wallets in India.

While most of the e-wallets can only be used online and for money transfers from wallet to wallet with a limit of Rs 10000, they can’t be used at shops as most merchants are unaware of Online Payment Wallets.

So here I will list the top mobile wallets in India, including the providers of Physical Visa Prepaid Debit Cards, Which Can be used at many merchants, either online or offline.

Also, some of these online payment wallets can be converted into a bank account and increase your usage limit.

Best Digital Wallets in India

1. digibank

This mobile wallet everyone should use. It’s a paperless, signature-less & branchless bank. You can open a Digibank e-wallet in 90 seconds to make bill payments. And convert to a zero balance digit savings account for the best interest rate by using your Aadhaar and getting your biometric done at over 500 partner stores.
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Just Create a Digi wallet account and upgrade to a Digit savings account by going to any CCD branch with your Aadhaar and getting your biometrics done. You will get a visa card that can be used internationally and can be used to withdraw money at any ATM for free. And much more.

2. Zeta for Employees  (Closed)

5 Best Digital Wallets with physical card
The Second best e-wallet in India as it’s more secure and can also be upgraded, which will allow you to spend 1 lakh. Just Create your account and upgrade it for higher usage.

They will issue a Zeta Super Card, a MasterCard-powered physical card that can be used at any merchant that accepts card payments online or at a store. Companies use this Wallet to issue a gift cards to their employees.


3. Pockets-UPI, Wallet, QR Payments

Pockets Mobile Wallet India is ICICI Bank Mobile Wallet App That can send money securely to bank accounts, your contacts, or virtual payment addresses using a Unified Payment Interface (UPI). That’s not all; you can upgrade to a Pockets Savings Account right from the app to get a debit card and create deposits.
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Extra Features

  • NFC Touch & pay
  • Bank with ease – Can be converted into a bank account.
  • UPI

4. Slonkit

Slonkit is the perfect money management tool and a famous mobile wallet company in India for the young generation. It helps parents to teach more competent money management to their children. It combines a mobile app and a personalized reloadable prepaid card powered by VISA and DCB Bank.


The physical card can be used online and offline, like a debit card, wherever VISA is accepted. And it is FREE! Slonkit is not linked to a bank account; it is safe and secure. If you lose/misplace the card, you can suspend it via the Slonkit app.

5. Paytmpaytm Wallet

PayTM is one of the biggest mobile wallets in India. They are offering their customers a digital wallet in India to store money. Recently they have been allowed to make a Zero Balance Paytm bank account.

The new bank account allows you to open a fixed deposit and savings and has a debit card facility. PayTM can also accept payment at merchants, bill payments, transfer money, buy tickets, and shop.

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6.PhonePe – UPI Payments, Recharges & Money Transfer

PhonePe is similar to the Paytm app that offers Wallet and BHIM UPI. You Can also pay your credit card and other bills or wallet to recharge your mobile phone. This app also supports instant payments at your favorite offline and online stores. Tough Deleting an account on the PhonePe app is not easy. You Could check our guide to Delete your PhonePe account permanently.

The above list of e-wallets in India is secured and can be used in most places without any trouble. Let us know if you know about similar payment wallets in India in a Comment Section.

Aayush is the administrator of AllTechNerd. A Tech Enthusiast. Who writes mostly about Technology, Blogging and Digital Marketing.Professional skilled in Search Engine Optimization (SEO), WordPress, Google Webmaster Tools, Google Analytics